I'm not sure I understand, the size of the overbag would be determined by the size of the inner bag (assuming it cant be opened quilt style (but then there wouldnt be much purpose using it for cold weather as an 'over' bag) ?
An idea:
I recently made a quilt, kinda overbag bivy 'thingy' (im not sure exactly what to call it I just had function in mind).
I wanted a summer quilt (used with a silk liner) that could also function as a overbag in winter. I wanted it to be versatile in being able to do both jobs, on its own, mat inside or out, using a bivy (or not).
Anyhow... (needs a linelock at the top and a bit of tweaking yet), a pic may explain:
It has enough size to pull in under (has a single drawcord, drawn from the top) or be big and flat (with no zips or openings), just an experiment, time will tell..
PS weighs abt 400g's but a nylon (or something) floor wouldn't add much weight.